Disclaimer

Instant Term Life is a website devoted to providing consumers with accurate, up-to-date information about obtaining suitable life insurance. While we are partnered with Rapid Decision Term Life, a trusted instant life insurance quote provider, Instant Term Life only provides information about life insurance plans available, and does not provide any type of life insurance. Furthermore, the information on our website is only general information and may not be true for specific life insurance companies. We cannot guarantee that our content reflects companies' most recent products, plans, and prices.

Instant Term Life is not a life insurance company, and we cannot provide you with life insurance. We will, however, provide you with relevant information that will help you with your decision. While you may fill out a form or click on an advertisement while visiting our website, we cannot make guarantees about the service you will obtain from any life insurance company or our advertisers. Not all insurance providers are available in all states.

Instant Term Life is available for those who want to learn about choosing appropriate life insurance. While we will help you with your decision and connect you to Rapid Decision Term Life, a life insurance provider, you are ultimately responsible for deciding on the life insurance plan that best suits your needs.

Please contact us if you would like further information.

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Last Updated: June 25, 2008

Instant-Term-Life.com is not a life insurance company, broker, or carrier, and we cannot issue life insurance policies. This site provides free information on insurance providers and coverage options. Policies and products may not be available in all states, and product and policy information is subject to change without notice. Please contact your insurance company directly to answer your policy inquiries.

Fidelity Life Association is licensed in all states and the District of Columbia, except for WY and NY. Rapid Decision Term Life (Policy Form F3600) and some riders are not available in all states. A two year suicide exclusion and contestability period applies (one year in some states). All applications are subject to underwriting approval. Our NAIC number is 63290. Life insurance without a medical exam may not be available to all customers and we make no guarantees regarding same herein. A medical exam may be requested based upon medical history and other factors. Rapid Decision Term Life is not an insurance broker or carrier. We cannot make changes to existing life policies, nor can we issue policies. Life insurance products and services may not be available in all states. Information regarding life insurance products is subject to frequent change, and while we try to keep our site as up to date as possible, we cannot guarantee the accuracy of information on our site at any given time.