Term Life Insurance Resources

Resources

Making sense of the multitude of life insurance information can be complicated and time-consuming. As a consumer, you want to keep your best interests at the top of your criteria list, but it is certainly easy to get confused about which policy is going to offer the best overall protection for the best value. Instant-Term-Life.com includes a number of topics to better educate you on this important decision:

Term Life Advantage

Determining Coverage

The general rule to follow when selecting your life insurance coverage is to figure an amount equal to 3 to 5 years of your current salary. Many opt for coverage that amounts to one year’s salary, but it is beneficial to provide a death benefit that will cover your lost income for several years or more.

The length of term that you select is dependent upon your needs – perhaps you have educational expenses or a mortgage payment that you want to ensure is paid for in the event of your death. Term life insurance provides options for the length of term, so choose accordingly based on how long you would need the protection.

Visit the Life Insurance Needs Assessment to determine the coverage and term for your specific needs.

Instant-Term-Life.com is not a life insurance company, broker, or carrier, and we cannot issue life insurance policies. This site provides free information on insurance providers and coverage options. Policies and products may not be available in all states, and product and policy information is subject to change without notice. Please contact your insurance company directly to answer your policy inquiries.

Fidelity Life Association is licensed in all states and the District of Columbia, except for WY and NY. Rapid Decision Term Life (Policy Form F3600) and some riders are not available in all states. A two year suicide exclusion and contestability period applies (one year in some states). All applications are subject to underwriting approval. Our NAIC number is 63290. Life insurance without a medical exam may not be available to all customers and we make no guarantees regarding same herein. A medical exam may be requested based upon medical history and other factors. Rapid Decision Term Life is not an insurance broker or carrier. We cannot make changes to existing life policies, nor can we issue policies. Life insurance products and services may not be available in all states. Information regarding life insurance products is subject to frequent change, and while we try to keep our site as up to date as possible, we cannot guarantee the accuracy of information on our site at any given time.