What is Term Life Insurance?

Many people neglect getting a life insurance policy – either they think it will be too costly or they would rather not consider the morbid idea of planning for death. The consequences without a life insurance policy, however, can seriously impact your family in the event of your death. Consider that they may be financially strapped without your income and unable to pay for expenses. For anyone who thought that life insurance was too expensive, think again. Term life insurance is a truly affordable solution that provides you with the peace of mind that your family will be financially supported.

Instant-Term-Life, in partnership with Rapid Decision Term Life, offers an overview of term life insurance, including a comparison of term life versus permanent life, online life insurance, no medical exam insurance, smoker’s
insurance, and a number of resources to help with your planning.

Options – Term life insurance allows you to select the term that best suits your needs: select from 10
or 20-year options.
Affordable – A term life policy can be very inexpensive. When you consider the impact your loss of income can have on your family without life insurance, you can’t afford not to have a term policy.
Easy – With just a few health questions and no medical exam required for approval, filling out a simple online quote request will give you access to immediate information from a qualified advisor!

You'll feel good that your family will be financially secure following your death with an affordable term life insurance policy. Depending on your financial situation and personal needs, a term life policy offers protection at a fraction of the cost of a permanent life insurance policy.

Discover the peace of mind that a term life insurance policy can provide – request a quote online, right here – just answer a few health questions and no medical exam is necessary!

Instant-Term-Life.com is not a life insurance company, broker, or carrier, and we cannot issue life insurance policies. This site provides free information on insurance providers and coverage options. Instant-Term-Life.com is not associated with the company profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Policies and products may not be available in all states, and product and policy information is subject to change without notice. Please contact your insurance company directly to answer your policy inquiries.

Fidelity Life Association is licensed in all states and the District of Columbia, except for WY and NY. Rapid Decision Term Life (Policy Form F3600) and some riders are not available in all states. A two year suicide exclusion and contestability period applies (one year in some states). All applications are subject to underwriting approval. Our NAIC number is 63290. Life insurance without a medical exam may not be available to all customers and we make no guarantees regarding same herein. A medical exam may be requested based upon medical history and other factors. Rapid Decision Term Life is not an insurance broker or carrier. We cannot make changes to existing life policies, nor can we issue policies. Life insurance products and services may not be available in all states. Information regarding life insurance products is subject to frequent change, and while we try to keep our site as up to date as possible, we cannot guarantee the accuracy of information on our site at any given time.