Why Instant-Term-Life.com

Instant-Term-Life.com provides a valuable resource for term life insurance information as well as an easy online quote request form. In partnership with Rapid Decision Term Life, we provide a straightforward way to get immediate, affordable life insurance quotes – no medical exam is required and no need to meet with an insurance agent. All you have to do is answer a few questions.

Discover more about the benefits of term life insurance, including the following topics:

Term Life Advantage – Discover the advantages of a term life insurance policy.
Term Life – Visit this page for specifics about what term life insurance is and the benefits.
Term Life vs. Permanent Life – This comparison provides an evaluation of each type of life insurance.
Online Life Insurance – Rapid Decision Term Life offers the most straightforward online quote request available.
No Medical Exam Life Insurance – While many life insurance applications involve a medical exam for approval, Rapid Decision Term Life’s quote request form only requires that you answer a few easy questions.
Life Insurance for Smokers – Smokers face higher premiums because they are considered higher risk; Rapid Decision Term Life is able to connect you with life insurance policies for smokers.
Resources – Discover how to choose the best term insurance plan and coverage for your needs.
Company Comparison – Learn more about some of the top life insurance companies, including their offerings and application process.
Glossary – Find definitions for the sometimes complex terminology used in the life insurance industry.
FAQs – All of your life insurance questions answered!
Life Insurance Needs Assessment – Ask yourself the right questions to determine how much life insurance your loved ones need.

Explore the variety of topics above, then request a quote to receive affordable term life insurance through Rapid Decision Term Life.

Instant-Term-Life.com is not a life insurance company, broker, or carrier, and we cannot issue life insurance policies. This site provides free information on insurance providers and coverage options. Instant-Term-Life.com is not associated with the company profiled on this page and we make no representation, express or implied, that you will receive a quote from the company profiled herein. Policies and products may not be available in all states, and product and policy information is subject to change without notice. Please contact your insurance company directly to answer your policy inquiries.

Fidelity Life Association is licensed in all states and the District of Columbia, except for WY and NY. Rapid Decision Term Life (Policy Form F3600) and some riders are not available in all states. A two year suicide exclusion and contestability period applies (one year in some states). All applications are subject to underwriting approval. Our NAIC number is 63290. Life insurance without a medical exam may not be available to all customers and we make no guarantees regarding same herein. A medical exam may be requested based upon medical history and other factors. Rapid Decision Term Life is not an insurance broker or carrier. We cannot make changes to existing life policies, nor can we issue policies. Life insurance products and services may not be available in all states. Information regarding life insurance products is subject to frequent change, and while we try to keep our site as up to date as possible, we cannot guarantee the accuracy of information on our site at any given time.